Rod S. Hormell is the CEO of ESP Financial Services, LLC, which is a full service investment advisory company specializing in retirement and estate planning, asset protection and wealth preservation planning. Mr. Hormell is a Certified Asset Protection Planner (CAPP), Certified Wealth Preservation Planner (CWPP), Master Mortgage Broker (MMB) as well as a State of California representative for the Asset Protection Society (www.assetprotectionsociety.org/). Mr. Hormell is a Investment Advisor Representative , Certified Senior Advisor (CSA), Investment & Senior Estate Planner, Elder Care specialist, Retirement Planner and a Life, Health, Disability and Long Term Care Insurance Broker (#0597282).
In conjunction with (SRA) Senior Resource Alliance of Ventura County, Mr. Hormell provides consumers with financial educational workshops, Integrated Equity Management, Wealth Accumulation and Preservation techniques, Pre-Retirement, Estate Planning and Asset Protection plans.
Mr. Hormell specializes in using Federal and State Laws that are widely never reviewed to the fullest extent in providing clients with options towards various opportunities and strategies in reducing income and estate taxes, while protecting the assets that they have already accumulated. Mr. Hormell also provides opportunities in repositioning assets or their equity money (H.E.A.P.) to attain additional wealth and retirement income stream on a tax favored basis. Many real estate owners can earn tax-deferred, and in many cases Tax-free interest; pay off their property ahead of schedule, protect their money from lawsuit claims; save money on their income taxes; and they can more easily and safely transfer their money, their properties and other assets to their families when they die. Mr. Hormell also provides counsel to retirees and those close to retirement to help them plan strategies to prevent outliving their income.
Mr. Hormell has built up a reputation over the past 24 years of working with clients with varying levels of incomes including the specialized needs of high-income clients. His clients appreciate his thoroughness and attention to details, which gives them the proper understanding and knowledge to make informed decisions. This reduces their concerns over planning for their future. His patience and sensitivity toward his clients enables them to have the assurance that they are making the right choices for there individual needs. His many memberships and certifications allow him to counsel on a wide range of programs and solutions for low, middle and high net worth individuals as well as many companies.
